Financial Tools
Everyday financial calculators: loans and mortgages with amortization schedules, compound interest, discounts and VAT, tip splitting and currency conversion — all computed locally on your device.
8 free tools — no ads, no sign-up, everything runs in your browser.
Compound Interest Calculator
Project compound growth with an initial amount and monthly contributions — yearly schedule, interest share and chart, all computed in your browser.
Currency Converter
Convert between 30 currencies using an offline rate snapshot with manual rate override — no API calls, works without a network.
Discount & VAT Calculator
Apply discounts and VAT or sales tax in one calculation — supports both VAT-inclusive and VAT-exclusive prices with per-unit and quantity totals.
FIRE & Retirement Calculator
Project a FIRE portfolio target using expenses, savings, contributions and return.
Loan & Mortgage Calculator
Calculate monthly payments, total interest and a full amortization schedule — and see exactly how extra payments shorten your loan.
Savings Goal & Sinking Fund
Calculate monthly sinking-fund contributions with return and inflation assumptions.
Subscription Expense Tracker
Review recurring monthly and yearly costs with local category totals.
Tip & Bill Splitter
Calculate tips and split restaurant bills fairly between friends, with rounding options that never leave the total short.